{"id":"an6.45","title":"Debt","languageCodes":["en","pi"],"languageNotes":{"en":"Bhikkhu Sujato · CC0","pi":"Mahāsaṅgīti edition · SuttaCentral"},"chapters":[{"id":"an6.45","title":"Debt","units":[{"id":"an6.45:0","sourceIds":["an6.45:0.1","an6.45:0.2","an6.45:0.3"],"kind":"text","text":{"pi":"Aṅguttara Nikāya 6.45\n5. Dhammikavagga\nIṇasutta","en":"Numbered Discourses 6.45\n5. About Dhammika\nDebt"}},{"id":"an6.45:1","sourceIds":["an6.45:1.1","an6.45:1.2"],"kind":"text","text":{"pi":"“Dāliddiyaṁ, bhikkhave, dukkhaṁ lokasmiṁ kāmabhogino”ti?\n“Evaṁ, bhante”.","en":"“Mendicants, isn’t poverty suffering in the world for a person who enjoys sensual pleasures?”\n“Yes, sir.”"}},{"id":"an6.45:2","sourceIds":["an6.45:2.1","an6.45:2.2"],"kind":"text","text":{"pi":"“Yampi, bhikkhave, daliddo assako anāḷhiko iṇaṁ ādiyati, iṇādānampi, bhikkhave, dukkhaṁ lokasmiṁ kāmabhogino”ti?\n“Evaṁ, bhante”.","en":"“When a poor, penniless person falls into debt, isn’t being in debt also suffering in the world for a person who enjoys sensual pleasures?”\n“Yes, sir.”"}},{"id":"an6.45:3","sourceIds":["an6.45:3.1","an6.45:3.2"],"kind":"text","text":{"pi":"“Yampi, bhikkhave, daliddo assako anāḷhiko iṇaṁ ādiyitvā vaḍḍhiṁ paṭissuṇāti, vaḍḍhipi, bhikkhave, dukkhā lokasmiṁ kāmabhogino”ti?\n“Evaṁ, bhante”.","en":"“When a poor person who has fallen into debt agrees to pay interest, isn’t the interest also suffering in the world for a person who enjoys sensual pleasures?”\n“Yes, sir.”"}},{"id":"an6.45:4","sourceIds":["an6.45:4.1","an6.45:4.2","an6.45:4.3"],"kind":"text","text":{"pi":"“Yampi, bhikkhave, daliddo assako anāḷhiko vaḍḍhiṁ paṭissuṇitvā kālābhataṁ vaḍḍhiṁ na deti, codentipi naṁ;\ncodanāpi, bhikkhave, dukkhā lokasmiṁ kāmabhogino”ti?\n“Evaṁ, bhante”.","en":"“When a poor person who has fallen into debt and agreed to pay interest fails to pay it when it falls due, they get a warning.\nIsn’t being warned suffering in the world for a person who enjoys sensual pleasures?”\n“Yes, sir.”"}},{"id":"an6.45:5","sourceIds":["an6.45:5.1","an6.45:5.2","an6.45:5.3"],"kind":"text","text":{"pi":"“Yampi, bhikkhave, daliddo assako anāḷhiko codiyamāno na deti, anucarantipi naṁ;\nanucariyāpi, bhikkhave, dukkhā lokasmiṁ kāmabhogino”ti?\n“Evaṁ, bhante”.","en":"“When a poor person fails to pay after getting a warning, they’re prosecuted.\nIsn’t being prosecuted suffering in the world for a person who enjoys sensual pleasures?”\n“Yes, sir.”"}},{"id":"an6.45:6","sourceIds":["an6.45:6.1","an6.45:6.2","an6.45:6.3"],"kind":"text","text":{"pi":"“Yampi, bhikkhave, daliddo assako anāḷhiko anucariyamāno na deti, bandhantipi naṁ;\nbandhanampi, bhikkhave, dukkhaṁ lokasmiṁ kāmabhogino”ti?\n“Evaṁ, bhante”.","en":"“When a poor person fails to pay after being prosecuted, they’re imprisoned.\nIsn’t being imprisoned suffering in the world for a person who enjoys sensual pleasures?”\n“Yes, sir.”"}},{"id":"an6.45:7","sourceIds":["an6.45:7.1","an6.45:7.2","an6.45:7.3"],"kind":"text","text":{"pi":"“Iti kho, bhikkhave, dāliddiyampi dukkhaṁ lokasmiṁ kāmabhogino, iṇādānampi dukkhaṁ lokasmiṁ kāmabhogino, vaḍḍhipi dukkhā lokasmiṁ kāmabhogino, codanāpi dukkhā lokasmiṁ kāmabhogino, anucariyāpi dukkhā lokasmiṁ kāmabhogino, bandhanampi dukkhaṁ lokasmiṁ kāmabhogino;\nevamevaṁ kho, bhikkhave, yassa kassaci saddhā natthi kusalesu dhammesu, hirī natthi kusalesu dhammesu, ottappaṁ natthi kusalesu dhammesu, vīriyaṁ natthi kusalesu dhammesu, paññā natthi kusalesu dhammesu—\nayaṁ vuccati, bhikkhave, ariyassa vinaye daliddo assako anāḷhiko.","en":"“So mendicants, poverty, debt, interest, warnings, prosecution, and imprisonment are suffering in the world for those who enjoy sensual pleasures.\nIn the same way, whoever has no faith, conscience, prudence, energy, and wisdom when it comes to skillful qualities\nis called poor and penniless in the training of the Noble One."}},{"id":"an6.45:8","sourceIds":["an6.45:8.1","an6.45:8.2"],"kind":"text","text":{"pi":"Sa kho so, bhikkhave, daliddo assako anāḷhiko saddhāya asati kusalesu dhammesu, hiriyā asati kusalesu dhammesu, ottappe asati kusalesu dhammesu, vīriye asati kusalesu dhammesu, paññāya asati kusalesu dhammesu, kāyena duccaritaṁ carati, vācāya duccaritaṁ carati, manasā duccaritaṁ carati.\nIdamassa iṇādānasmiṁ vadāmi.","en":"Since they have no faith, conscience, prudence, energy, or wisdom when it comes to skillful qualities, they do bad things by way of body, speech, and mind.\nThis is how they’re in debt, I say."}},{"id":"an6.45:9","sourceIds":["an6.45:9.1","an6.45:9.2","an6.45:9.3"],"kind":"text","text":{"pi":"So tassa kāyaduccaritassa paṭicchādanahetu pāpikaṁ icchaṁ paṇidahati.\n‘Mā maṁ jaññū’ti icchati, ‘mā maṁ jaññū’ti saṅkappati, ‘mā maṁ jaññū’ti vācaṁ bhāsati, ‘mā maṁ jaññū’ti kāyena parakkamati. So tassa vacīduccaritassa paṭicchādanahetu …pe… so tassa manoduccaritassa paṭicchādanahetu …pe… ‘mā maṁ jaññū’ti kāyena parakkamati.\nIdamassa vaḍḍhiyā vadāmi.","en":"In order to conceal the bad things they do by way of body, speech, and mind they harbor corrupt wishes.\nThey wish, plan, speak, and act with the thought: ‘May no one find me out!’\nThis is how they pay interest, I say."}},{"id":"an6.45:10","sourceIds":["an6.45:10.1","an6.45:10.2","an6.45:10.3"],"kind":"text","text":{"pi":"Tamenaṁ pesalā sabrahmacārī evamāhaṁsu:\n‘ayañca so āyasmā evaṅkārī evaṁsamācāro’ti.\nIdamassa codanāya vadāmi.","en":"Good-hearted spiritual companions say this about them:\n‘This venerable acts like this, and behaves like that.’\nThis is how they’re warned, I say."}},{"id":"an6.45:11","sourceIds":["an6.45:11.1","an6.45:11.2"],"kind":"text","text":{"pi":"Tamenaṁ araññagataṁ vā rukkhamūlagataṁ vā suññāgāragataṁ vā vippaṭisārasahagatā pāpakā akusalavitakkā samudācaranti.\nIdamassa anucariyāya vadāmi.","en":"When they go to a wilderness, the root of a tree, or an empty hut, they’re beset by remorseful, unskillful thoughts.\nThis is how they’re prosecuted, I say."}},{"id":"an6.45:12","sourceIds":["an6.45:12.1","an6.45:12.2"],"kind":"text","text":{"pi":"Sa kho so, bhikkhave, daliddo assako anāḷhiko kāyena duccaritaṁ caritvā vācāya duccaritaṁ caritvā manasā duccaritaṁ caritvā kāyassa bhedā paraṁ maraṇā nirayabandhane vā bajjhati tiracchānayonibandhane vā.\nNāhaṁ, bhikkhave, aññaṁ ekabandhanampi samanupassāmi evaṁdāruṇaṁ evaṅkaṭukaṁ evaṁantarāyakaraṁ anuttarassa yogakkhemassa adhigamāya, yathayidaṁ, bhikkhave, nirayabandhanaṁ vā tiracchānayonibandhanaṁ vāti.","en":"That poor, penniless person has done bad things by way of body, speech, and mind. When their body breaks up, after death, they’re trapped in the prison of hell or the animal realm.\nI don’t see a single prison that’s as grim, as vicious, and such an obstacle to reaching the supreme sanctuary from the yoke as the prison of hell or the animal realm."}},{"id":"an6.45:13","sourceIds":["an6.45:13.1","an6.45:13.2","an6.45:13.3","an6.45:13.4"],"kind":"text","text":{"pi":"Dāliddiyaṁ dukkhaṁ loke,\niṇādānañca vuccati;\nDaliddo iṇamādāya,\nbhuñjamāno vihaññati.","en":"Poverty is said to be suffering in the world,\nand so is being in debt.\nA poor person who has fallen into debt\nfrets even when spending the loan."}},{"id":"an6.45:14","sourceIds":["an6.45:14.1","an6.45:14.2","an6.45:14.3","an6.45:14.4"],"kind":"text","text":{"pi":"Tato anucaranti naṁ,\nbandhanampi nigacchati;\nEtañhi bandhanaṁ dukkhaṁ,\nkāmalābhābhijappinaṁ.","en":"And then they’re prosecuted,\nor even thrown in jail.\nSuch imprisonment is true suffering\nfor someone who prays for pleasure and possessions."}},{"id":"an6.45:15","sourceIds":["an6.45:15.1","an6.45:15.2","an6.45:15.3","an6.45:15.4"],"kind":"text","text":{"pi":"Tatheva ariyavinaye,\nsaddhā yassa na vijjati;\nAhirīko anottappī,\npāpakammavinibbayo.","en":"In the same way, in the Noble One’s training\nwhoever has no faith,\nno conscience or prudence,\ncontemplates bad deeds."}},{"id":"an6.45:16","sourceIds":["an6.45:16.1","an6.45:16.2","an6.45:16.3","an6.45:16.4"],"kind":"text","text":{"pi":"Kāyaduccaritaṁ katvā,\nvacīduccaritāni ca;\nManoduccaritaṁ katvā,\n‘mā maṁ jaññū’ti icchati.","en":"After doing bad things\nby way of body,\nspeech, and mind,\nthey wish, ‘May no one find me out!’"}},{"id":"an6.45:17","sourceIds":["an6.45:17.1","an6.45:17.2","an6.45:17.3","an6.45:17.4"],"kind":"text","text":{"pi":"So saṁsappati kāyena,\nvācāya uda cetasā;\nPāpakammaṁ pavaḍḍhento,\ntattha tattha punappunaṁ.","en":"Their behavior is creepy\nby body, speech, and mind.\nThey pile up bad deeds\non and on, life after life."}},{"id":"an6.45:18","sourceIds":["an6.45:18.1","an6.45:18.2","an6.45:18.3","an6.45:18.4"],"kind":"text","text":{"pi":"So pāpakammo dummedho,\njānaṁ dukkaṭamattano;\nDaliddo iṇamādāya,\nbhuñjamāno vihaññati.","en":"That simpleton evildoer,\nknowing their own misdeeds,\nis a poor person who has fallen into debt,\nand frets even when spending the loan."}},{"id":"an6.45:19","sourceIds":["an6.45:19.1","an6.45:19.2","an6.45:19.3","an6.45:19.4"],"kind":"text","text":{"pi":"Tato anucaranti naṁ,\nsaṅkappā mānasā dukhā;\nGāme vā yadi vāraññe,\nyassa vippaṭisārajā.","en":"And when in village or wilderness\nthey’re prosecuted\nby painful mental plans,\nwhich are born of remorse."}},{"id":"an6.45:20","sourceIds":["an6.45:20.1","an6.45:20.2","an6.45:20.3","an6.45:20.4"],"kind":"text","text":{"pi":"So pāpakammo dummedho,\njānaṁ dukkaṭamattano;\nYonimaññataraṁ gantvā,\nniraye vāpi bajjhati.","en":"That simpleton evildoer,\nknowing their own misdeeds,\ngoes to one of the animal realms,\nor is trapped in hell."}},{"id":"an6.45:21","sourceIds":["an6.45:21.1","an6.45:21.2","an6.45:21.3","an6.45:21.4"],"kind":"text","text":{"pi":"Etañhi bandhanaṁ dukkhaṁ,\nyamhā dhīro pamuccati;\nDhammaladdhehi bhogehi,\ndadaṁ cittaṁ pasādayaṁ.","en":"Such imprisonment is true suffering,\nfrom which the attentive are released.\nWith confident heart, they give\nwith wealth that is properly earned."}},{"id":"an6.45:22","sourceIds":["an6.45:22.1","an6.45:22.2","an6.45:22.3","an6.45:22.4","an6.45:22.5","an6.45:22.6"],"kind":"text","text":{"pi":"Ubhayattha kaṭaggāho,\nsaddhassa gharamesino;\nDiṭṭhadhammahitatthāya,\nsamparāyasukhāya ca;\nEvametaṁ gahaṭṭhānaṁ,\ncāgo puññaṁ pavaḍḍhati.","en":"That faithful householder of discernment\nholds a winning hand on both counts:\nwelfare and benefit in this life,\nand happiness in lives to come.\nThis is how, for a householder,\nmerit grows by generosity."}},{"id":"an6.45:23","sourceIds":["an6.45:23.1","an6.45:23.2","an6.45:23.3","an6.45:23.4"],"kind":"text","text":{"pi":"Tatheva ariyavinaye,\nsaddhā yassa patiṭṭhitā;\nHirīmano ca ottappī,\npaññavā sīlasaṁvuto.","en":"In the same way, in the Noble One’s training,\nwhoever is grounded in faith,\nwith conscience and prudence,\nwise, and ethically restrained,"}},{"id":"an6.45:24","sourceIds":["an6.45:24.1","an6.45:24.2","an6.45:24.3","an6.45:24.4"],"kind":"text","text":{"pi":"Eso kho ariyavinaye,\n‘sukhajīvī’ti vuccati;\nNirāmisaṁ sukhaṁ laddhā,\nupekkhaṁ adhitiṭṭhati.","en":"is said to live happily\nin the Noble One’s training.\nAfter gaining pleasure not of the flesh,\nthey concentrate on equanimity."}},{"id":"an6.45:25","sourceIds":["an6.45:25.1","an6.45:25.2","an6.45:25.3","an6.45:25.4"],"kind":"text","text":{"pi":"Pañca nīvaraṇe hitvā,\nniccaṁ āraddhavīriyo;\nJhānāni upasampajja,\nekodi nipako sato.","en":"They give up the five hindrances,\nconstantly energetic,\nand enter the absorptions,\nunified, alert, and mindful."}},{"id":"an6.45:26","sourceIds":["an6.45:26.1","an6.45:26.2","an6.45:26.3","an6.45:26.4"],"kind":"text","text":{"pi":"Evaṁ ñatvā yathābhūtaṁ,\nsabbasaṁyojanakkhaye;\nSabbaso anupādāya,\nsammā cittaṁ vimuccati.","en":"Truly knowing in this way\nregards the ending of all fetters,\nby not grasping in any way,\ntheir mind is rightly freed."}},{"id":"an6.45:27","sourceIds":["an6.45:27.1","an6.45:27.2","an6.45:27.3","an6.45:27.4"],"kind":"text","text":{"pi":"Tassa sammā vimuttassa,\nñāṇañce hoti tādino;\n‘Akuppā me vimuttī’ti,\nbhavasaṁyojanakkhaye.","en":"To that unaffected one, rightly freed\nwith the end of the fetters of continued existence,\nthe knowledge comes:\n‘My freedom is unshakable.’"}},{"id":"an6.45:28","sourceIds":["an6.45:28.1","an6.45:28.2","an6.45:28.3","an6.45:28.4","an6.45:28.5"],"kind":"text","text":{"pi":"Etaṁ kho paramaṁ ñāṇaṁ,\netaṁ sukhamanuttaraṁ;\nAsokaṁ virajaṁ khemaṁ,\netaṁ ānaṇyamuttaman”ti.\nTatiyaṁ.","en":"This is the ultimate knowledge.\nThis is the supreme happiness.\nSorrowless, stainless, secure:\nthis is the highest freedom from debt.”"}}]}],"sourceRevision":"afdafa92450cfe7573b280da50382888323666d2","sourceUrl":"https://suttacentral.net/an6.45/en/sujato","licence":"CC0 1.0","licenceUrl":"https://creativecommons.org/publicdomain/zero/1.0/","editionNote":"Full supplied source file; inherited abbreviations are preserved. Not a reconstructed expansion of every repetition. No Malay or Mandarin translation is implied."}